The Freebie Vault & Digital Tools
Clarity for Solo Buyers & Expats
Practical tools to help you make smarter, calmer money decisions — whether you’re navigating life solo, managing a mortgage, or juggling global finances.
Freebie Vault: Clarity for Solo Buyers & Expats
Start With These Popular Free Downloads - no fluff, just clarity tools, designed to reduce overwhelm
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✔️ Smart Investing for Expats
Living across borders? Your investment strategy should, too.
Whether you're a British expat in Australia, an Aussie investing globally, or just navigating conflicting systems — understanding how retirement and investment accounts compare across the US, UK, and Australia is essential.
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✔️ Spend This, Not That™- a guide to making smart financial swaps
Value engineering meets personal finance — a Quantity Surveying principle applied to everyday spending.
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✔️ Review Your Next Contract Like a Pro (Freelancer or Expat) - Contract Review Workbook: Questions, Checklist & Tracker
Know what you’re signing — contract thinking for real people, not just lawyers.
Commercial clarity for QSs, construction professionals, freelancers and anyone managing personal contracts.
✨ Tools in Progress: Coming Soon
🏠 Home Buying Clarity
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✅ 1. First Home Budget Planner (Free Download)
What It Is: Coming Soon
A simple spreadsheet to help you estimate your deposit, stamp duty, legal fees, inspections, and ongoing costs.Why It’s Valuable: 💬 “I created this originally for myself, to help home buyers avoid budget blowouts.”
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✅ 2. Home Buying Questions Checklist (Free PDF)
What It Is: Coming Soon
A checklist of key questions to ask real estate agents, mortgage brokers, and conveyancers so you don’t miss anything critical.Why It’s Valuable: 💬 “This helped me buy with confidence - it’s designed to help you gain clarity on journey, not confused.”
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✅ 3. Compare Your Mortgage Options Worksheet (Free Download)
What It Is: Coming Soon
A printable sheet to compare interest rates, loan features, and monthly repayments from 3 lenders side-by-side.Why It’s Valuable: 💬 “This is designed to help narrowing down your loan choice —it helped me stay focused on what actually mattered.”
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✅ 4. Solo Home Buyer Toolkit (Digital Product)
What It Is: Coming Soon
A bundle of practical tools for those buying alone, including budgeting sheets, scripts for negotiating, and a personal finance map.Why It’s Valuable: 💬 ““Buying solo? This kit is your calm, clear roadmap—no partner or parent needed.”
💸 Expat Finance
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✅ 5. The Australian Superannuation vs UK Pension Explainer (Digital Product)
What It Is: Coming Soon
A short video or PDF that compares the Australian Super system to UK pensions: structure, taxes, fees, and retirement rules.Why It’s Valuable: 💬 “This guide breaks it down clearly so you can start planning retirement as an expat."
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✅ 6. Expat Banking & Budgeting Starter Kit (Free Template)
What It Is: Coming Soon
Spreadsheet and checklist to help new UK arrivals set up banking, track expenses in AUD, and adjust to Australia’s cost of livingWhy It’s Valuable: 💬 "Moving from pounds to dollars is more than conversion—it’s a mindset shift. This starter kit will help you feel in control fast."
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✅ 7. The Fist 90 Days in Australia Checklist (Digital Product)
What It Is: Coming Soon
A printable checklist of what to set up once you arrive: tax file number (TFN), Medicare, bank accounts, super, drivers license transfer, etc.Why It’s Valuable: 💬 “This checklist gives you peace of mind so you don’t miss the essentials."
🛠 Systems & Templates
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✅ 8. Recommended Tools & Systems
What It Is: Coming Soon
A curated list of the tools I used on my house buying journeys.Why It’s Valuable: 💬 “I’ve tested a lot of systems — these are the ones I keep coming back to.”