Financial Clarity - Blog
My thoughts, tips and resources on various elements of Personal Finance, Expat Finance and Homeownership
Can You Afford to Work Less After Buying a Home?
What happens when you buy a home — and then realise you want to work less? For many single homeowners, the dream of ownership brings new questions about lifestyle, income, and freedom. In this post, I explore the unexpected pressure of refinancing, the power of an offset account, and how I’m learning to create security without relying solely on a high salary.
Climate Change and Sydney’s Property Market: The Hidden Factor Driving Prices Up
Climate change is quietly reshaping Sydney’s property market in ways few people discuss. From rising insurance costs in flood-prone areas to shifting demand for climate-resilient suburbs, extreme weather events are influencing where people buy and how much they pay. While traditional factors like supply and demand drive housing prices, environmental risks are becoming an increasingly important consideration for buyers and investors. In this blog, we explore how climate change is impacting Sydney’s housing landscape and what it means for the future of property values.
How to Protect Yourself When Buying Property With Someone Else: 7 Lessons I Learned the Hard Way
Many people buy property with loved ones, assuming everything will go smoothly. But what if things go wrong? Learn how to protect yourself legally and financially with these 7 key lessons from my own real-life experience